Things to know before buying a property in mangalore

Buying a property in Mangalore—a coastal city in Karnataka known for its real estate growth—requires careful attention to both general and location-specific factors. Here’s what you should know:

🧾 1. Verify Title and Legal Clearances

• Title Deed: Ensure the seller has a clear title. The property should not be under dispute.
• Encumbrance Certificate: Get this from the Sub-Registrar’s Office to confirm no legal dues.
• DC Conversion: For agricultural land, ensure DC conversion to non-agricultural use is done.
• Check RERA Registration: If it’s a new apartment or project, verify that it’s Karnataka RERA registered (https://rera.karnataka.gov.in).

📍 2. Location Matters in Mangalore

• Flood-Prone Areas: Avoid low-lying areas like parts of Kottara, Kulur, or areas close to the Nethravathi River during monsoon.
• Access to Infrastructure: Ensure good road connectivity, proximity to hospitals, schools, and markets.
• Popular Localities:
  • Bejai, Kadri, Kankanady – central and well-connected
  • Derebail, Mary Hill, Bondel – developing suburbs
  • Surathkal – if working/studying at NITK or industrial zone

💸 3. Budget & Hidden Costs

• Market Rate: Compare rates with nearby properties via brokers or online portals.
• Registration Charges: In Karnataka, registration is 5.6% (stamp duty + cess) of the property value.
• Maintenance Fees: Ask about monthly maintenance, especially in apartments.
• Corpus Fund or One-Time Payments: Confirm all upfront costs with the builder or society.

🏗️ 4. Builder or Seller Background

• Reputation: Choose reputed builders like Mohtisham, Land Trades, Brigade, etc.
• Past Projects: Visit older projects to assess construction quality.
• Completion Timeline: For under-construction projects, get written commitment on possession date.

🛠️ 5. Construction & Amenities

• Soil & Foundation: Coastal regions have different soil types; check for solid construction.
• Parking: Ensure dedicated parking (covered/open) is included.
• Lift, Generator, Water Supply: Critical for multi-story apartments in Mangalore.
• Water Source: Confirm borewell + Mangalore City Corporation (MCC) water availability.

🌳 6. Future Growth & Resale Potential

• Check proximity to:
  • Upcoming IT parks or industrial zones
  • Highways like NH66 and NH75
  • Mangalore International Airport (if frequent travel needed)
• Mangalore is expanding towards Kulur, Thokkottu, Bajpe—these offer good long-term ROI.

🧠 7. Cultural & Practical Considerations

• Language & Local Network: Knowing Konkani, Tulu, or Kannada helps in local dealings.
• Documentation Help: Hire a local real estate lawyer for documentation, especially if you’re an NRI or non-local buyer.
• Society Rules: Some housing societies in Mangalore may follow religious/cultural admission norms—check before buying.